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Insurance Basics Posts

Welcome to the Insurance Basics category of Earnge, your go-to resource for understanding the essential concepts of insurance. Whether you’re a newcomer to the world of insurance or looking to brush up on your knowledge, this section is designed to simplify complex topics and provide clear, actionable insights. We cover the foundational principles of various insurance types, including health, auto, home, and life insurance, helping you make informed decisions tailored to your needs. Our articles break down terms, explain policy types, and discuss the importance of coverage, ensuring you grasp the critical aspects of insurance. Additionally, we offer tips on how to choose the right policy, compare quotes, and understand the claims process. At Earnge, we believe that informed consumers are empowered consumers, and our goal is to demystify insurance, making it accessible and relatable for everyone. Dive in and start your journey to becoming insurance-savvy today!


How Age and Health Affect Life Insurance Rates

7 June 2025

How Age and Health Affect Life Insurance Rates

Life is unpredictable, isn’t it? One minute you`re planning a dream vacation, and the next, you`re scratching your head over life insurance rates. Ugh, adulting, right? Here`s the truth: getting...

The Impact of Smoking on Life Insurance Premiums

26 May 2025

The Impact of Smoking on Life Insurance Premiums

Life insurance is all about securing your family’s future, providing them with financial support in case something happens to you. But did you know that your smoking habit could make getting life...

When Do You Need Long-Term Care Insurance?

21 May 2025

When Do You Need Long-Term Care Insurance?

Aging is a beautiful journey, but let’s be honest—none of us want to think about needing help with everyday tasks like bathing, dressing, or even eating. However, life has a way of surprising...

Is Employer-Provided Life Insurance Enough Coverage?

31 December 2024

Is Employer-Provided Life Insurance Enough Coverage?

When it comes to life insurance, most of us prefer to tuck it away in the back of our minds. It`s not exactly a fun dinner conversation topic, right? But if you`re relying solely on the life...


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