CFPB Unveils Spring 2025 Regulatory Agenda with Focus on Mortgages

September 18, 2025 - 17:55

The Consumer Financial Protection Bureau (CFPB) has recently shared its Spring 2025 Regulatory Agenda, highlighting key initiatives related to residential mortgages. This agenda outlines the agency's planned regulatory actions aimed at enhancing consumer protections within the mortgage market.

Among the various items, the CFPB is expected to address issues surrounding mortgage disclosures, aiming to simplify and clarify the information provided to borrowers. This move is intended to empower consumers by ensuring they fully understand their mortgage terms and conditions before making significant financial commitments.

Additionally, the CFPB is considering potential regulations to improve oversight of mortgage servicers. This includes enhancing transparency and accountability in servicing practices, which are crucial for protecting consumers from unfair treatment during the repayment process.

The agenda reflects the CFPB's ongoing commitment to fostering a fair and transparent mortgage market, ultimately striving to safeguard the interests of consumers in an evolving financial landscape. Stakeholders in the mortgage industry are encouraged to stay informed and engaged as these regulatory developments unfold.